Expense Tracking

Buy Nothing Challenge Update & Jan 2018 Expenses

[ Day 81 of 2000 ]

My first update on how the Buy Nothing Challenge has been going! I have decided not to buy anything for a whole year.

It was hard. There have been times when I really wanted to buy something, but I have avoided temptations for the most part. I had to go to Michigan on work, and forgot to take any hats. It was cold (ok, I am used to the cold, but I usually have a hat when it is cold!) and I came really really close to buying one. If I had noticed a shop while I was busy shivering, I may have given in. But the key part is, I didn’t.

Expense Tracking, Finance

Why I Shouldn’t Be Making Budgets And Our December Expenses

[ Day 49 of 2000 ]

Every single financial article and blog out there told me to make budgets. And I did exactly that, for 2018. For the first time in my life. Let me tell you, I am not very happy about it.

Before I get into details, let me tell you this – Even though I never made a budget in my life, I have done pretty well in terms of how much money I spend.

Expense Tracking

Excuses, Excuses! Our November Expenses

[ Day 18 of 2000 ]

And that is what I am going to do now – Explain away all the money we spent in November.

Did you know that it is really hard to start saving in November? I started paying attention to our finances on November 14th. It was going pretty well, and then it was Black Friday. And Cyber Monday. Looking at all the deals around me, I suddenly remembered that I wanted a new set of Dining table/chairs, new benches for the mud room, a new Instant Pot (even though I already have one). BusyDad realizes that our TV is too small. Luckily, we didn’t buy everything. Now the next goal is to get through Christmas without buying all the items we managed to not buy.

Keep Reading…