Frugal Living

Costly Phone Plan? We Moved To Google’s Project Fi

[ Day 74 of 2000 ]

I was interested in Project Fi from the moment I heard that it had launched. The selling point? I only had to pay for the data I used! I spent most of my time at home, office, or at a place that had free Wi-Fi (the doctor’s, indoor soccer place, coffee shops, hotels,… ) and not too much of my data.

Early Retirement, Finance

Financial Independence? Early Retirement? Does Your Spouse Agree?

[ Day 70 of 2000 ]

Mine doesn’t! Not completely, any way.

If you and your spouse cannot agree on something, that is a great thing! It is your chance to iron out deficiencies in (maybe even your) understanding, and raise concerns.

Let’s go back in time. December 2015. My office had shutdown for the holidays, and BusyDad was at work. Browsing aimlessly, I stumbled upon the site that changed my life. Mr Money Mustache’s blog. Until then, I had this vague idea that we are saving more than half of what we get – so we should be able to live for at least as many years as we worked. That was still too long. Especially considering that we had just saved for 2 years by then.

Finance, Saving Money

Those Weren’t Mistakes!

[ Day 67 of 2000 ]

Confession time! Every time I see a blog post or an article about someone who is in their 30s and already retired, I feel a pang of jealousy. I know, our case is not so bad. We will be done by 42. However, I still feel like we should have done better. We have always lived our life fairly frugally – Not as frugally as we could, but compared to our income. We have always been paid very well. Why did we have to work for so long? We should have retired already.

Finance, Saving Money

Shave A Year Off Your Mortgage – Just $3,600 Could Save You $8,000!

[ Day 63 of 2000 ]

We made the decision of paying off our mortgage before we retire. We make extra payments towards our mortgage to achieve this. But is this a good move?

Strictly speaking, you are better off not paying anything more than you have to, towards your mortgage (or any other low interest loan). If you have the discipline to invest that money, that is!

Buy Nothing Challenge 2018, Frugal Living, Saving Money

Buy Nothing in 2018 Challenge

[ Day 60 of 2000 ]

I am scared of no challenge! So when the Happy Philosopher asked if anyone wanted to participate in the buy-nothing-for-a-year challenge, I decided to accept it. Without considering my current wardrobe situation. Wise decision? Not so sure. Hard-to-follow decision? For sure!