Category: Budget & Finance

Buy Nothing Challenge Update My first update on how the Buy Nothing Challenge has been going! I have decided not to buy anything for a whole year. It was hard. There have been times when I really wanted to buy something, but I have avoided temptations for the most part. […]

“For every choice you make, there is a consequence to face. Choose wisely!”  ― Kemi Sogunle, Being Single: A State For The Fragile Heart: A Guide to Self-Love, Finding You and Purposeful Living   Ideally, spend less and earn more! Suppose you have to pick one. Let us pick concrete numbers to […]

“To reach a port we must set sail – Sail, not tie at anchor Sail, not drift.” ― Franklin D. Roosevelt We made the decision of paying off our mortgage before we retire. We make extra payments towards our mortgage to achieve this. But is this a good move? Strictly […]

“Elinor agreed to it all, for she did not think he deserved the compliment of rational opposition.”  ― Jane Austen, Sense and Sensibility Mine doesn’t! Not completely, any way. If you and your spouse cannot agree on something, that is a great thing! It is your chance to iron out deficiencies in […]

And we are still on track “Learn the rules like a pro, so you can break them like an artist.”  ― Pablo Picasso We made a lot of decisions that the wise won’t approve off. Some of them were due to necessity, some of them for convenience. We corrected many of […]

“To every problem, there is a most simple solution.” ― Agatha Christie, The Clocks Our salaries have been going up every year. I even changed my job in between – that resulted me in getting an increase in salary, and some joining bonus. They spread it out over a few […]

“What good is money if it can’t buy happiness?” ― Agatha Christie, The Man in the Brown Suit We had economics as part of our curriculum when I was still in school. It was not my favorite subject. To be honest, I didn’t like any thing other than mathematics. I […]

“If you don’t like to read, you haven’t found the right book.”   – J.K. Rowling “And may be I haven’t found the right job” – BusyMom This is a question I have been thinking about for a long time. If you are not considering early retirement, you could ask yourself […]